Financial situation

Every time I pay my bills I get a little bit upset. I am tired of not being able to enjoy any of the income that I earn from working 5 days per week. The more I think about it, in order for me to get out of debt I’m going to have to try to work a second job when my son starts school or something. I hate being in debt and I hate that I did it to myself.

I check my accounts daily to make sure that everything is good and that I have no issues. About twice per month I review the bills for the month, how much I need for gas and food, what I can/can’t get away with and so on. The problem is that there is really never enough to do all of this.

Since I purchased my car in the fall I have had a gap in what I can afford. My mom has been helping me out where she can and I hate that she has to do this. I have been using a credit card to cover gas and food that wasn’t afforded into everything else. I don’t want this to be long term but I just don’t know any other way right now.

There have been some recent changes in my life that should hopefully be of some help so that I can try to do things differently. I hate talking about money. I hate not being able to do what I want to do. The key is “want” not “need”. With the new year approaching I need to make some big changes in my life that will include less spending and more paying off debt.

It is really uncomfortable for me to talk about finances and money but I figured that it will only make things easier to handle. If anyone has some good suggestions on how to make some extra money on the side please feel free to share. Have a great week.